What can I do when my car has been repossessed and I have no other vehicles to get me to my job? Can I get my car back?
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Repossession is when the creditor or financial institution that gave you money to purchase your car takes your car back because you missed a payment.
Generally, once you missed a payment, your car lender can come repossess your car.
In Houston, Texas, you have 10 days from the date of repossession to get your car back.
By filing a Chapter 13 bankruptcy, the bankruptcy still stop the car lender from repossessing your car.
If your car is already repossessed, if you file a Chapter 13 bankruptcy within 10 days of the repossession, the car lender must release the car back to you.